Australia to India money transfers

How to Send Money From Australia to India

Sending money from Australia to India is usually straightforward when you choose a provider, enter your recipient’s bank details and review the final transfer cost before paying. If you are considering LemFi, new users can use referral code ABU5RR9M for a stated €20/£20/$20 bonus after meeting the first-transfer requirement.

LemFi referral code ABU5RR9M

Send €100/£100/$100 on your first transfer in 2026 to receive the €20/£20/$20 bonus. Check current eligibility and terms before sending.

Choose the right way to send money to India

You can send money to India through an Australian bank, an international transfer app or service, or a cash transfer provider. The best option depends on where your recipient needs the money, the transfer speed you need and the total cost.

Bank transfer

A familiar option when your recipient has an Indian bank account. Check exchange rates, fees and estimated delivery time before confirming.

Transfer app or online provider

Digital services generally let you set up and track a transfer in an app. You will usually need to register and verify your identity.

Cash pickup service

This may suit recipients who need to collect cash, provided the service supports the destination and collection method you need.

Compare the exchange rate and transfer fee together rather than focusing on one figure. Revolut’s Australia-to-India guide makes the same practical point: the combined cost is what matters.

Details you will usually need

Have your recipient’s details ready before you begin. Requirements vary by provider and payout method, but the following are commonly requested for a bank deposit.

Your recipient’s full legal name
Their bank name
Their bank account details
Your own contact, payment and identity verification details

Check every detail carefully before authorising payment. A guide from Ria Money Transfer also notes that recipient name, bank name and account details are required for a bank transfer.

How to use the LemFi referral code ABU5RR9M

If LemFi is available for your transfer and you want to use the referral offer, follow these steps during your new-user setup.

1
Start your LemFi registration
Use the LemFi referral offer page or download the app from Google Play or the Apple App Store.
2
Create and verify your account
Complete the requested registration and identity checks. Only provide information through the official app or website.
3
Enter ABU5RR9M
Enter ABU5RR9M in the referral-code field if it is shown during sign-up. Review that the code has been accepted before moving on.
4
Set up your India transfer
Add the recipient details, enter the amount and review the exchange rate, fees and delivery estimate.
5
Meet the offer requirement
Send €100/£100/$100 on your first transfer in 2026. The promoted referral offer is a €20/£20/$20 bonus once this requirement is met.

Check the transfer before you pay

A transfer can look cheap at first glance but cost more once the exchange rate is considered. Take a moment to review the complete transaction screen before approving it.

Quick pre-send check

Is the recipient name correct?
Are the bank details accurate?
What is the exchange rate and transfer fee?
How much is expected to arrive in India?
Does the first transfer meet the €100/£100/$100 referral requirement?

Online international money transfer services can be quicker and more flexible than traditional bank transfers, but timings and availability vary. Forbes Advisor Australia’s overview is a useful general reference when comparing transfer methods.

Frequently asked questions

What is the LemFi referral code?

The LemFi referral code in this offer is ABU5RR9M. New users can enter it during sign-up where a referral-code field is available.

What bonus do I get with ABU5RR9M?

The stated referral bonus is €20/£20/$20 when you send €100/£100/$100 on your first transfer in 2026. Confirm the current offer terms and eligibility before completing your transfer.

Can I send money directly to an Indian bank account?

Many transfer providers support bank deposits to India. The exact requirements depend on the provider, so check the recipient details and available payout options in the service you choose.

How do I choose a money transfer provider?

Compare the total cost, exchange rate, delivery estimate, recipient payout method and verification requirements. Do not send until you have checked the final amount and recipient details.

Ready to send money from Australia to India?

Choose a transfer method that suits your recipient, review the complete cost and double-check the bank details. If you are signing up with LemFi, use referral code ABU5RR9M and ensure your first transfer meets the stated €100/£100/$100 requirement for the €20/£20/$20 bonus in 2026.

Use referral code ABU5RR9M

For product information and current availability, visit the official LemFi website.