Your recipient’s details
Use the details required by the delivery method, such as a bank account or mobile wallet details. Check names and account information carefully before confirming.
Australia to Philippines money transfer guide
How to Send Money From Australia to Philippines
Sending money to family or friends in the Philippines is usually done online through a money transfer provider. Before you pay, compare the exchange rate, transfer fee, delivery method and the amount your recipient will actually receive.
LemFi referral code: ABU5RR9M
New users can receive a €20/£20/$20 bonus on their next transfer after sending €100/£100/$100 on their first transfer in 2026.
Use the LemFi referral offer
What you need before sending money to the Philippines
Most online transfers begin with your recipient’s details and your chosen payment method. Having the right information ready can make the process smoother and help avoid delays.
The delivery option
Providers may offer bank deposit, mobile wallet delivery, cash collection or other options. Availability can vary by provider and recipient location.
Your payment method
Choose an available way to fund the transfer, then review the total cost and exchange rate before making payment.
How to send money from Australia to the Philippines
- Choose a transfer provider. Look at the exchange rate, stated fees, estimated delivery time and available receive methods. The best option depends on your transfer amount and how your recipient wants to receive funds.
- Create an account and complete verification. Enter your details accurately and follow the provider’s identity-check process where required.
- Select the Philippines and enter the amount. Review both the amount you are sending in Australian dollars and the amount your recipient is expected to receive.
- Add your recipient. Enter the requested bank, wallet or cash collection details. Take time to check every field.
- Pay and keep the confirmation. Confirm the transfer only after reviewing the final rate, fee and delivery information. Save the transfer reference until the money arrives.
For example, providers such as Western Union Australia explain that transfers can be started in an app, with payment options depending on the transfer setup. Always check the provider’s current terms before sending.
Use LemFi referral code ABU5RR9M
Referral code
ABU5RR9M
Add this code when you sign up as a new user. It is linked to the stated 2026 first-transfer offer.
What the offer says
- Send €100/£100/$100 on your first transfer in 2026.
- Receive a €20/£20/$20 bonus on your next transfer.
- The code is for new users using the referral offer.
This offer is expressed in euros, pounds or dollars. Check the app or referral page for the applicable currency, availability and any current terms before you make a transfer from Australia.
How to sign up and apply the LemFi referral code
1
Open the LemFi referral landing page or visit the official LemFi website.
2
Create an account as a new user and complete any required verification steps.
3
Enter referral code ABU5RR9M during sign-up if a referral field is shown.
4
Make your first transfer in 2026 for at least €100/£100/$100, subject to the offer’s applicable terms and available corridor.
5
After meeting the requirement, the stated €20/£20/$20 bonus applies to your next transfer.
Compare the total cost, not just the transfer fee
A provider advertising low or no fees may still use a different exchange rate. For a useful comparison, enter the same send amount with each provider and focus on the Philippine peso amount shown for your recipient.
Check these details before you confirm
- The AUD amount you are paying
- Any transfer fee shown at checkout
- The AUD to PHP exchange rate offered
- The exact amount the recipient will receive
- The delivery method and estimated timing
Other services also publish Australia-to-Philippines transfer options. For instance, MoneyGram’s Australia-to-Philippines page states that new customers have no fees, while its rate and transfer details should still be reviewed at the time of sending. If you are comparing promotions, our TapTap Send promo code guide may also be relevant.
Frequently asked questions
What is the LemFi referral code for this offer?
The referral code is ABU5RR9M. New users can enter it when signing up through the referral offer.
What bonus do I get with ABU5RR9M?
The stated offer is a €20/£20/$20 bonus on your next transfer after you send €100/£100/$100 on your first transfer in 2026.
Can I send money to a Philippine bank account or wallet?
Receive methods differ between providers and may depend on the recipient’s location and account details. Check the options shown by your chosen provider before paying.
Ready to make your first transfer?
Choose a provider that supports the delivery option your recipient needs, review the final amount in Philippine pesos, and check every detail before confirming. If you are eligible for the LemFi offer, enter ABU5RR9M when you sign up and complete the €100/£100/$100 first-transfer requirement in 2026 to receive the stated bonus on your next transfer.
Use referral code ABU5RR9MOffer details, availability and eligibility can change. Confirm the current information in LemFi before proceeding.
